AI Money Answers: Gemini Cites No Source 35.4% of the Time vs 3.9% for ChatGPT

Gemini answers 35.4% of money questions without citing a single source, against 3.9% for ChatGPT. When AI answers do cite, the IRS website leads, appearing in 13.8% of sourced answers, ahead of the SEC's investor.gov and the Consumer Financial Protection Bureau.

All answers by rank

13.8%

7.3%

6.6%

4.7%

4.4%

4.3%

4.2%

3.9%

3.7%

3.6%

3.4%

2.8%

2.7%

Source: Suff Digital analysis of 1,600 AI answers to 400 money questions · ChatGPT and Gemini, September 2026

ChatGPT

Answers with no source

3.9%

Share of sourced answers citing it

14.7%

Source: Suff Digital analysis of 1,600 AI answers to 400 money questions · ChatGPT and Gemini, September 2026

Share of sourced answers by industry

Legal

14.7%

Health

32.3%

Money

13.8%

Real estate

27.2%

Home improvement

11.8%

Travel

13.2%

Cars

6.7%

Software

24.3%

College

13.1%

Fitness

41.5%

Pets

18.4%

Recipes

37.5%

Source: Suff Digital analysis of 1,600 AI answers to 400 money questions · ChatGPT and Gemini, September 2026

Source: AI Money Answers: Gemini Cites No Source 35.4% of the Time vs 3.9% for ChatGPT - Suff Digital